:root{--navy:#132d43;--blue:#245b7b;--ink:#233b4e;--muted:#536977;--paper:#f6f8f9;--line:#dce4e9;--green:#25634e;--cream:#f6f7f2}*{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--ink);background:#fff;margin:0;font:16px/1.65 system-ui,-apple-system,Segoe UI,sans-serif}a{color:inherit;text-underline-offset:4px}button,input,textarea,select{font:inherit}a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible,select:focus-visible,summary:focus-visible{outline-offset:5px;outline:3px solid #bd6d18}.skip{z-index:5;background:#fff;padding:12px;position:absolute;top:-100px;left:20px}.skip:focus{top:10px}.wrap{max-width:1160px;margin:auto;padding:0 28px}.header{border-bottom:1px solid var(--line);background:#fff}.nav{justify-content:space-between;align-items:center;gap:24px;min-height:94px;display:flex}.brand{letter-spacing:.02em;align-items:center;gap:11px;font-size:21px;font-weight:750;text-decoration:none;display:flex}.brand img{border-radius:8px;width:39px;height:39px}.navlinks{align-items:center;gap:24px;font-size:13px;font-weight:600;display:flex}.navlinks a{text-decoration:none}.navlinks a:hover,.navlinks a[aria-current=page]{color:var(--blue);text-decoration:underline}.btn{border:1px solid var(--navy);background:var(--navy);color:#fff;border-radius:5px;justify-content:center;align-items:center;min-height:46px;padding:11px 22px;font-size:14px;font-weight:600;text-decoration:none;display:inline-flex}.btn.light{color:var(--navy);background:#fff}.actions{flex-wrap:wrap;gap:12px;margin:28px 0 14px;display:flex}.eyebrow{letter-spacing:.18em;text-transform:uppercase;color:var(--blue);margin:0 0 20px;font-size:11px;font-weight:750}h1,h2,h3,p{margin-top:0}h1,h2{letter-spacing:-.045em;font-family:Georgia,serif;font-weight:400;line-height:1.07}h1{margin-bottom:24px;font-size:clamp(42px,5.4vw,70px)}h2{margin-bottom:24px;font-size:clamp(34px,4vw,49px)}h3{letter-spacing:-.02em;font-size:21px;line-height:1.3}.lead{color:var(--muted);max-width:620px;font-size:19px;line-height:1.65}.hero{background:linear-gradient(115deg,#f8fafb 55%,#eaf0f3);padding:82px 0 70px}.hero-grid{grid-template-columns:1fr 1.05fr;align-items:center;gap:55px;display:grid}.small{color:var(--muted);font-size:12px}.section{padding:84px 0}.section.soft{background:var(--paper)}.section.dark{background:var(--navy);color:#fff}.section.dark .eyebrow,.section.dark p{color:#c2d3dd}.narrow{max-width:750px}.center{text-align:center}.center p{margin-left:auto;margin-right:auto}.grid3{grid-template-columns:repeat(3,1fr);gap:32px;display:grid}.grid2{grid-template-columns:repeat(2,1fr);align-items:start;gap:64px;display:grid}.rule{border-top:1px solid var(--line);padding-top:26px}.number{color:#7b94a4;margin-bottom:22px;font:italic 32px Georgia,serif;display:block}.card{border:1px solid var(--line);background:#fff;border-radius:8px;padding:28px}.tag{color:#25634e;white-space:nowrap;background:#e8f3ec;border-radius:4px;padding:4px 9px;font-size:11px;font-weight:650}.tag.amber{color:#775000;background:#fff2d8}.mock{background:var(--cream);color:#203934;text-align:left;border:1px solid #c9d5d8;border-radius:10px;font-size:12px;overflow:hidden;box-shadow:0 22px 50px #183b4b18}.mock-head{background:#fff;border-bottom:1px solid #d5dfd9;justify-content:space-between;align-items:center;padding:16px 20px;display:flex}.mock-body{padding:24px}.mock h3{margin-bottom:15px;font:600 23px system-ui}.mock-row{border-bottom:1px solid #d5dfd9;justify-content:space-between;gap:16px;padding:15px 0;display:flex}.mock-row:last-child{border-bottom:0}.mock-row p{color:#52615e;margin:3px 0;font-size:11px}.mock-card{background:#fff;border:1px solid #d5dfd9;border-radius:7px;margin-top:14px;padding:17px}.mock-label{letter-spacing:.12em;font-size:9px;font-weight:650}.mock-nav{color:#fff;background:#203934;gap:17px;padding:12px 20px;font-size:10px;display:flex}.caption{text-align:center;color:var(--muted);margin-top:13px;font-size:11px}.split-title{max-width:520px}.flow{counter-reset:steps;grid-template-columns:repeat(4,1fr);gap:24px;display:grid}.flow article{border-top:2px solid #9cb1c0;padding-top:24px}.flow article:before{counter-increment:steps;content:"0" counter(steps);color:var(--blue);margin-bottom:18px;font-size:12px;display:block}.flow p{color:var(--muted);font-size:14px}.band{justify-content:space-between;align-items:center;gap:20px;display:flex}.band h2{max-width:620px}.band .btn{color:var(--navy);background:#fff;flex-shrink:0}.footer{color:var(--muted);background:#f6f8f9;padding:46px 0 28px;font-size:12px}.footer-top{justify-content:space-between;gap:35px;display:flex}.footerlinks{flex-wrap:wrap;gap:18px;max-width:530px;display:flex}.footer-bottom{border-top:1px solid var(--line);margin-top:35px;padding-top:20px}.page-intro{padding:70px 0 45px}.page-intro h1{max-width:850px}.story{border-top:1px solid var(--line);padding:40px 0}.story p{color:var(--muted)}.story h2{font-size:35px}.ticks{padding-left:20px}.ticks li{padding:7px 0}details{border-top:1px solid var(--line);padding:21px 0}summary{cursor:pointer;font-size:18px;font-weight:650}details p{max-width:800px;color:var(--muted);margin-bottom:0;padding-top:18px}.notice{background:#fff8e9;border-left:3px solid #ad771e;padding:20px 24px}.form-grid{grid-template-columns:1fr 1fr;gap:20px;display:grid}.field label{margin-bottom:7px;font-size:14px;font-weight:650;display:block}.field input,.field select,.field textarea{color:#233b4e;background:#fafbfc;border:1px solid #9aabb7;border-radius:4px;width:100%;padding:12px}.full{grid-column:1/-1}fieldset{border:0;margin:25px 0;padding:0}fieldset:disabled{opacity:.65}button:disabled{cursor:not-allowed;background:#61727e;border:0}.emergency{border-left:3px solid #a34434;padding-left:22px}.preview-banner{color:#614610;text-align:center;background:#fff2d8;padding:7px 15px;font-size:12px}@media (max-width:950px){.nav{flex-direction:column;align-items:flex-start;gap:15px;padding-top:20px;padding-bottom:20px}.navlinks{flex-wrap:wrap;gap:13px 20px}.hero-grid{grid-template-columns:1fr;gap:38px}.hero{padding:48px 0}.hero h1{max-width:700px}.grid2{gap:30px}.flow{grid-template-columns:1fr 1fr}}@media (max-width:600px){.wrap{padding:0 21px}.section{padding:54px 0}.grid3,.grid2{grid-template-columns:1fr;gap:27px}.navlinks{font-size:12px}.navlinks .btn{min-height:38px;padding:7px 12px}.hero h1{font-size:46px}.lead{font-size:17px}.mock-body{padding:16px}.mock-nav{gap:13px}.flow{grid-template-columns:1fr}.band,.footer-top{display:block}.band .btn{margin-top:15px}.footerlinks{margin-top:25px}.form-grid{grid-template-columns:1fr}.page-intro{padding:45px 0 24px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
